Mortgage Calculator

Estimate affordability, payments and loan options. Everything is calculated in your browser — nothing you enter is sent or saved.

Your household

Car, student, card minimums, etc.

Loan term

Housing costs

Varies by county, abatement and property; confirm with the county assessor.

Often required under 20% down. Enter 0 if none.

Illustrative price range

$317,084 – $380,413

Upper figure uses your 28%/36% assumptions; lower figure is 5 points more conservative on each ratio.

Estimated monthly payment at $380,413

Principal & interest$2,120
Property tax$190
Homeowners insurance$117
HOA$0
Mortgage insurance$140
Total monthly housing$2,567
Loan amount: $335,413Down payment: 11.8%

This is an illustrative estimate, not a pre-approval or loan approval. Actual approval and terms depend on a lender's review of credit, income documentation, assets, the property and program guidelines. Closing costs and cash reserves are not included.

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